Packing for the move can be one of the biggest hassles. Make sure you get organised as early as possible: clear out an unwanted items that you didn’t already get rid of before putting your house on the market, and get quotes from movers. You can decide whether you want the movers to simply move…
DetailsMoving house can be stressful! Use this checklist to make the process go as smoothly as possible. Register your new address with the ATO or at my.gov.au Change your mailing address by notifying your bank, employer, superannuation, subscriptions, doctors and other service providers, and family and friends Set up a mail redirection through Australia Post…
DetailsYou have finally reached the settlement date, and your new home will be officially yours! Before you sign off on settlement, you should check that everything is in order at the property. Here is a checklist for your final walk-through: All paid bills and warranties handed over Any agreed repairs completed Check each room, built-ins,…
DetailsHere are the major transaction documents associated with buying a house which you should make sure to keep on file after buying your new home: Buyer’s agent agreement – the contract between you and your real estate agent. Purchase agreement – the legal contract between you and the seller which states agreement on price, closing…
DetailsThere are a lot of costs associated with the sale of a house, besides the house price itself. Use this worksheet to investigate all costs and know which are the responsibility of the buyer, and which the seller. Cost Buyer Seller Other Mortgage registration fees Loan application fees Mortgage insurance Valuation Building inspection Stamp…
DetailsAlong with home and contents insurance, there are two other types of insurance you should know about when buying a home. Mortgage insurance: is designed to protect you as the borrower in a home loan, in case something happens and you are not able to pay your mortgage. It usually covers repayments on your home…
DetailsAlthough a necessary cost, home and contents insurance can be a significant expense. Here are some things you can do which could reduce the cost. Shop around for insurance and check every year for better deals before re-signing with another company. Seek insurance from the same company where you have other insurance policies (eg. car…
DetailsHome insurance, often known as home and contents insurance, is essential for any home owner and is often a pre-requisite to being approved for a mortgage. If this is your first time buying a house, here is what you should know about home and contents insurance: You will receive a home and contents policy document,…
DetailsWhen the housing market is tight, you may be competing with many others in your search for a dream home. Here are some tips for being competitive and increasing your chance of success! Be in constant contact with your real estate agent to learn about new properties as soon as they are available Keep an…
DetailsMake sure you have all your documents prepared before you apply for your pre-approved mortgage! Here is what you will need to have: Proof of identification (usually two or more of passport, birth certificate, citizenship certificate, pension card and drivers licence) Proof of employment and income (pay slips, invoices for the last three months, or…
Details
